We believe that before venturing into the world of investments, it is critical to properly understand and evaluate your personal risk profile. Most of the mistakes that we have seen made by investors are caused by poor choices taken outside the risk levels appropriate to their particular circumstances. These may have been too conservative, too risky or simply unwise products not suited to their needs.
Whether you are investing in South Africa or abroad, our research team constantly delves into the underlying details and fundamentals of quality investment products, rating them in terms of risk and returns, geographic, currency and asset allocations.
We only advocate top quality fund management companies that have passed our rigorous selection criteria. We negotiate bulk investment discounts with them and constantly monitor both their performance and their adherence to risk management within the funds mandate. By placing investments through us our clients are able to benefit from lower commission and management fees than those normally charged.
Our range of local and offshore investment solutions includes: –
- mutual funds / unit trusts;
- equity funds;
- bond funds;
- cash and fixed income funds;
- guaranteed funds;
- asset swap funds;
- balanced funds;
- alternative investment strategy funds and
- offshore banking facilities
Portfolio advice is offered free and without obligation. Our fees are earned through commissions paid by the financial institutions – always fully disclosed in writing. After we have assessed your risk profile and understood your objectives we will always provide you with a written investment strategy that: –
- summarises and comments on your investment mandate
[to ensure we have correctly understood your needs and risk level] - indicates the source and extent of research undertaken on your behalf;
- analyses and explains the options applicable to you; and
- helps you to make informed and appropriate decisions.
When you are comfortable with the advice given, we handle all the burdensome administrative procedures, including tax clearances, foreign exchange applications, form completion and compliance formalities.
Once you have invested with us we accept the task of monitoring the investments for you and keeping you informed on a regular basis. Our reports are designed to give you “the bottom line” in easy graphical format with a table of inception and current values.
If you would like to visit the web sites of some of our approved fund management companies then click here to be taken to our links page.