Disclosure Notice

In compliance with legislation governing the activities of registered Financial Service Providers, we bring the following information to your attention:-

We are licensed by the South African Financial Services Board [“FSB”] to act as non-discretionary financial advisors in the following categories of financial services: –

  • Risk assurance which includes Death, Disability and Severe Illness Planning;
  • Retirement planning including Pension Fund Benefits;
  • Local and Offshore Investment Planning including collective investment schemes, bonds and bank deposits; and
  • Health Service Benefits.

A copy of our License number 7259 is available on request and is displayed in our offices.

Our Key Individual and Compliance Officer is John Wallace who has been providing financial advice and intermediary services since 1996.  John Wallace is also a practising attorney who was admitted as such in 1980.  As an attorney he has specialised in Estate and Tax Planning as well as Corporate Law.

We are independent of any other financial service provider or product supplier and do not hold any shares in any product supplier.  The company is privately owned and does not earn more than 30% of its fees and commissions from any particular product supplier.

We are remunerated by introductory and recurring commissions all of which are fully disclosed in writing at the time specific advice is given and before any contracts are concluded.

If you are ever dissatisfied with our services please address your complaint in writing to the address on our Contact Details page and rest assured that it will be dealt with promptly under our Complaints Resolution Policy. 

JM Wallace – Chairman